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Firm Holdings (Currently Mock)
Current portfolio allocations and individual security positions held by River Rose Financial. This disclosure is provided in the interest of transparency and to identify potential conflicts of interest.
Asset Class Allocation
Sector Exposure
Individual Holdings
| Ticker | Name | Asset Class | Weight | |
|---|---|---|---|---|
| SPY | SPDR S&P 500 ETF | Equity | 24.0% | |
| QQQ | Invesco QQQ Trust | Equity | 12.0% | |
| TLT | iShares 20+ Year Treasury ETF | Fixed Income | 10.0% | |
| BND | Vanguard Total Bond Market ETF | Fixed Income | 10.0% | |
| GLD | SPDR Gold Shares | Alternative | 10.0% | |
| IWM | iShares Russell 2000 ETF | Equity | 8.0% | |
| XLE | Energy Select Sector SPDR | Equity | 6.5% | |
| LQD | iShares IG Corporate Bond ETF | Fixed Income | 6.0% | |
| VGK | Vanguard FTSE Europe ETF | Equity | 5.0% | |
| XLF | Financial Select Sector SPDR | Equity | 3.5% | |
| CASH | Cash & Money Market | Cash | 3.0% | |
| SGOV | iShares 0-3 Month Treasury ETF | Cash | 2.0% |
Disclosure & Conflicts of Interest
The holdings listed above represent positions held in accounts managed or controlled by River Rose Financial, LLC. These positions may create potential conflicts of interest when River Rose Financial provides investment advice or recommendations involving the same or related securities. River Rose Financial has a fiduciary duty to act in the best interest of its clients and maintains policies and procedures designed to identify and manage conflicts of interest. Holdings are updated periodically and may not reflect intraday changes. Past performance is not indicative of future results. This information is provided for transparency purposes and should not be considered investment advice or a recommendation to buy or sell any security.
Principal & Personal Trading Disclosure
Thomas MacPherson, as the principal and portfolio manager of River Rose Financial LLC, maintains personal investment accounts that may hold securities that are also held in firm accounts or recommended to clients. These personal holdings consist predominantly of highly liquid, exchange-traded securities such as broad-market ETFs and large-capitalization equities whose daily trading volumes are sufficiently large that personal trading activity would not reasonably be expected to have a material impact on market prices or client execution quality. In the event that the principal holds or intends to trade a position in an illiquid, thinly traded, or otherwise capacity-constrained security that is also being considered for client accounts, clients will be notified of the potential conflict prior to any recommendation or trade execution. River Rose Financial maintains a Code of Ethics and personal trading policies that require pre-clearance of certain transactions, prohibit front-running of client orders, and mandate periodic reporting of the principal's personal holdings and transactions. These policies are designed to ensure that client interests are placed ahead of the personal interests of the firm and its principal at all times. A complete copy of the firm's Code of Ethics is available to clients and prospective clients upon request.
Portfolio construction at River Rose Financial is driven by quantitative analysis and systematic risk management. Allocations reflect our current assessment of risk-adjusted opportunities across asset classes, with position sizing determined by volatility-adjusted frameworks. The firm maintains diversification across sectors and asset classes to manage concentration risk, and actively monitors portfolio exposures relative to benchmark characteristics and client investment objectives.